Financing with Noesis - FAQ
Noesis is an online marketplace lender exclusively focused on providing commercial equipment leasing for companies of all types and sizes. We use cutting–edge technology to match your needs with trusted, federal and state chartered financial institutions. Noesis provides financing though some of the largest financial institutions in the U.S.
Noesis assigns each loan application to a specific Loan Specialist to help understand your needs and guide you through the process. Your Noesis Loan Specialist analyzes your project and company, and then matches you with a lender in our syndicate of leading institutional lenders. Because of our relationships with our lenders, we are able to pre-negotiate very competitive rates and terms, dramatically reducing the approval time for your loan.
We know time is money. Unlike a bank, our application process is quick, transparent, and easy. We also don’t only use credit scores to determine the health of your business, rather, we combine technology with seasoned underwriters to better understand your business and find terms to suit your needs.
No, applying is completely free. By applying you are simply being approved to finance your project. There is no agreement to complete the project nor finance it by applying.
No. Unlike personal credit applications, a business credit application does not impact your business credit. Additionally, as part of the application process we can provide you with a copy of your business credit report*.
*Subject to availability by credit bureaus
We begin with just the basic online application. If additional documentation is required prior to approval, your assigned Loan Specialist will reach out to you to request further documentation.
The online credit application takes only a few minutes to complete. Within 48 hours, the Noesis credit team will email the approved payment terms.